Victorville, CA
Home MenuMortgage Assistance Program
Program Highlights
- Up to $55,000 for down payment and closing costs assistance
- No payments for 30 years with 3% interest (deferred loan)
- Funds available on first-come, first-served basis with acceptable purchase contract
How to Qualify?
- Must be a first-time homebuyer
- Mortgage must be with City of Victorville approved lender
- The property must be your primary residence, located in Victorville
- Single-family homes, condominiums, and town homes under $501,381 (existing homes) and $529,990 (new homes) are eligible
- Borrower must contribute 1% of purchase price
2024 Income Guidelines
| Family Size | Maximum Income |
| 1 | $57,400 |
| 2 | $65,600 |
| 3 | $73,800 |
| 4 | $82,000 |
| 5 | $88,600 |
| 6 | $95,150 |
| 7 | $101,650 |
| 8 | $108,250 |
2024 Income Limits effective 6/01/2024
1st Step: Contact a City of Victorville Approved Lender:
| Company | Phone # | Contact |
| Choice Lending, Inc. | (760) 983-3099 | Daniel Dempsey |
| PrimeLending | (951) 515-4840 | Kim Vigo |
| PrimeLending | (909) 641-9282 | Kathy York |
| PrimeLending | (909) 725-1627 | Mike Cahill |
2nd Step: Sign up for your first-time home buyer education course:
All home-buyers must attend an 8 hour in-person home-buyer's education training/seminar before you are eligible for assistance.
You must use City approved agencies:
Neighborhood Partnership Housing Services, Inc. (NPHS)
(909) 988-5979 Please Contact NPHS for online class information.
Lutheran Social Services Southern California (LSSSC)
(909) 866-2792 Please Contact LSSSC for online class information.
Inland Empire Resource Center (IERC)
(909) 887-8700 Please Contact IERC for online class information.
3rd Step: City of Victorville staff works with your lender to see if you are eligible:
Applications are prioritized for funding purposes on a first-come, first- served basis.